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How do you know so much about payday loans?
Um...reserach. Actually nobody has ever asked this. In fact - at the time these frequently-asked-questions are being written....we haven't been asked a single question! The following are questions we anticipate being asked.

How much can I request to borrow from a payday loan lender?
In most cases you can request either $500, $1000, or $1500. This will vary by lender and some may only be able to offer you one of the amounts we've just referenced.

How quickly will I receive my funds?
This also depends on the lender. In most instances it will be 24-48 hours.

What kind of information do I need when applying?

Most lenders will require a social security number, monthly earnings, the date you are normally paid,your bank name, account number, routing number, a few personal references, and standard contact information. Some lenders may ask for more than this and some may ask for less.

Do I need to have a fax machine?
This depends on the lender. We have provided this information (in most cases) on our application/lender page.

How will I get my money?
Most lenders will use direct deposit.

How much will it cost me?
This also varies by lender and for the most part we have provided these details on our application/lender page.

Do I need good credit? Or any kind of collateral?
Nope. The lenders will use your job as collateral. The will probably require you to earn a certain amount per month - like $800-$1000 after taxes.